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International Society of Certified Employee Benefit Specialists


Certified Employee Benefit Specialist program



Word on Benefits Blog

Employers Feel the Impact of the Opioid Epidemic

That’s Not a Sick Day! Or Is It?

Take the Surprise Out of Emergency Medical Bills

Leave Donation – Helping Workers Support Each Other

Can Pharmacogenetics Improve Care and Control Costs

Aegis Risk Medical Stop-Loss Premium Survey Results


This year's survey reflects the ongoing prominence of medical stop-loss and a continued commitment to employer-sponsored, self-funded health plans. The occurrence of truly catastrophic claimants - in excess of $1 million - is further verified with over 21% of respondents reporting such a claimant in the last two policy years. Stop-loss remains the primary focus of risk management, with interest in private exchanges or captive arrangements not exceeding 10% of respondents.


Additional Helpful Articles:

5 Reasons Enhanced Benefits Programs Are Good for Business: 

The Benefits of Allowing Employees a Flexible Schedule:

Should You Offer Employees Unlimited Vacation?

4 Employee Benefits That Will Improve Retention:


Additional Employee Benefit Information


United States Department of Labor


Employee Benefit Research Institute (EBRI)


Pension Benefit Guaranty Corporation (PBGC)






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